Insurance Based Memberships
Your insurance may pay for your membership in full. SilverSneakers, Renew Active, Active & Fit and FitOn Health are accepted.
Already covered? Your insurance may pay for your gym membership at Fit Evo. No cost to you, full access to everything we offer.
What We Accept
Fit Evo accepts these insurance and Medicare fitness programs.
ASHlink
Plans accepted: Active & Fit, Active & Fit Direct, Silver & Fit.
FitOn
Plans accepted: FitOn Health.
Renew
Plans accepted: Renew Active, Renew One Pass.
SilverSneakers
Plans accepted: Prime, SilverSneakers.

Membership Perks
Everything included with your insurance membership:
- Full access to all equipment and locker room
- All Group X fitness classes included
- 20% off most purchases including personal training
- Access to tanning beds
- A guest pass included

Cancellation Policy
- One month's notice is required to cancel your membership.
- Cancellation must be submitted by email to [email protected] or by certified mail.
- Insurance-based memberships are not eligible for waiver.
How to Sign Up
Your insurance provider gives you a unique ID number that we use to process your membership. You do not pay us directly.
Locate Your ID Number
- ASHlink — 8–9 digit Fit ID
- FitOn — “PF” plus 6–10 characters
- Renew — 1 letter plus 8–9 digits
- SilverSneakers — 16-digit ID number
Got Questions?
Frequently Asked Questions
Everything you need to know about insurance-based memberships at Fit Evo. If you don't see your question here, send us a message and we will get back to you.
Does my insurance cover a gym membership?
It depends on your plan. Many Medicare Advantage and supplemental insurance plans include a fitness benefit through programs like SilverSneakers, Renew Active, FitOn Health, or Active & Fit. The best way to check is to call the member services number on the back of your insurance card and ask if your plan includes a gym benefit.
How do I sign up for an insurance-based membership?
Just come to the front desk and bring your insurance ID number. Each program has a different format for that number, so check the "How to Sign Up" section above to locate yours before you come in. Our team will take care of the rest and get you set up the same day.
Do I need to bring anything with me to sign up?
Yes. Bring a valid photo ID and your insurance ID number. You do not need to bring your insurance card itself, but having it handy can help if you need to look up your ID number on the spot.
Do I pay anything out of pocket?
No. With an insurance-based membership, your insurance provider pays us directly using your unique ID number. You do not owe us anything each month as long as your plan remains active and covers the benefit.
What amenities are included with an insurance membership?
All insurance-based members receive full access to our equipment and locker room, all Group X fitness classes, tanning beds, a guest pass, and 20% off most purchases including personal training. You get the same great experience as our regular members.
Can I cancel my insurance membership at any time?
Yes, but one month's notice is required to cancel. Cancellation requests must be submitted by email to [email protected] or by certified mail. Insurance-based memberships are not eligible for the standard waiver policy.
What happens if my insurance coverage changes or ends?
If your insurance benefit ends or changes, your membership through that program would no longer be active. Please let us know as soon as possible if your coverage changes. You are always welcome to switch to one of our standard month-to-month memberships to keep your access going.
I'm not sure which program my insurance uses. How do I find out?
Call the member services number on the back of your insurance card and ask if your plan includes a fitness benefit and which program it uses. You can also check your plan's website or benefits summary. We accept ASHlink, FitOn Health, Renew Active, Renew One Pass, and SilverSneakers (Prime and standard).
Can I bring a guest with my insurance membership?
Yes! Your insurance membership includes a guest pass so you are welcome to bring one guest along when you visit.
Still have questions? We are happy to help.
Come and see us at 1504 Iowa St, Bellingham, WA 98229, or send us a message and we will get back to you. We are open Monday through Thursday 4am to midnight, Friday until 11pm, and Saturday and Sunday 6am to 11pm.

Ready to Get Started?
Stop by the front desk and bring your insurance ID number.
MEMBERSHIP
Two plans. Month to month, no long-term contract.
Not sure yet? Come in on the $5 first-time visitor pass — and we refund it if you join the same day.
First-Time Visitor Pass
$5one visit
Try the whole facility before you commit to anything.
- Good for one visit only
- Must be used the same day it is bought
- Paid in person at the front desk
- Photo ID required
- Refunded if you join month-to-month that day
Basic
$34.99per month
Full access to the floor, on your own schedule.
- Unlimited gym access
- No long-term contract — month-to-month
- Free training consultation
- $24.99 enrollment
- $44 annual fee
Premium
MOST POPULAR$54.99per month
The whole building, plus the extras and the discounts.
- Everything in Basic
- Unlimited Group X classes
- Unlimited tanning
- Unlimited guest passes — bring one person each visit, including into any Group X class
- 20% off apparel, supplements, training and smoothies
- $24.99 enrollment · $44 annual fee
Prices verified 2026-08-14. Tax additional. Enrollment and annual fees apply to month-to-month memberships. Cancelling is by email or certified mail, and one further month is billed after the month you cancel.
SIDE BY SIDE
What's different between Basic and Premium
The same plan data used everywhere else on the site, laid out row by row.
| What you get | Basic | Premium |
|---|---|---|
| Monthly price | $34.99per month | $54.99per month |
| Enrollment | $24.99 | $24.99 |
| Annual fee | $44 | $44 |
| Unlimited gym access | Included | Included |
| No long-term contract — month-to-month | Included | Included |
| Free training consultation | Included | Included |
| Unlimited Group X classes | Not included | Included |
| Unlimited tanning | Not included | Included |
| Unlimited guest passes — bring one person each visit, including into any Group X class | Not included | Included |
| 20% off apparel, supplements, training and smoothies | Not included | Included |
OTHER WAYS TO JOIN
Not everyone wants a monthly membership
Two other routes in, each with its own page.
First-Time Visitor Pass: $5 for one visit. Try the whole facility before you commit to anything.
Come see the place first. It costs $5.
And we refund it if you sign up for a month-to-month membership the same day.
Or call (360) 746-6354